El Dorado County, California

Last verified 2026-06-11 · Methodology · Changelog

Local wildfire code status: Adopted with local amendments

El Dorado County requires 100 feet of defensible space under County Code Chapter 8.09 alongside CBC Chapter 7A construction standards for WUI properties, with outbuilding and LPG tank clearance rules (10 feet to bare mineral soil plus 10 feet of no flammable vegetation). AB 38 defensible space inspections apply to real estate transfers in high hazard zones, administered through local fire agencies.

Sources: [1] · [2]

Hazard designation

Much of the county lies in High and Very High Fire Hazard Severity Zones under CAL FIRE mapping. The 2021 Caldor Fire burned through Grizzly Flats and surrounding communities, and county planning documents center wildfire hazard in the safety element.

Active mitigation programs

No county-specific programs are currently tracked here. Statewide programs on the California page may apply.

Insurance market conditions

County-specific non-renewal figures publish through CDI data calls; statewide, CDI recorded 788,485 homeowners non-renewals in 2023 and non-renewals outnumbered new policies in 46 of 58 counties. The El Dorado County Fire Protection District actively promotes Safer from Wildfires mitigation discounts to residents.

Sources: [1] · [2]

Market data is presented as sourced conditions, not advice about any carrier or policy decision. Verify current conditions with the state insurance department or a licensed professional.